Fidelity estimates USD 185,500 required for post-65 medical expenses in 2026

Fidelity Investments projects that individuals retiring in 2026 will require USD 185,500 to cover out-of-pocket healthcare costs, marking a 7.5% increase driven by medical inflation. This estimate highlights the growing financial burden on retirees despite Medicare coverage, though individual needs remain highly variable based on health status and specific plan selection.