Slovakia tightens mortgage rules for multiple-property owners, eases for first-time buyers

The National Bank of Slovakia is tightening lending conditions for owners of multiple properties while relaxing rules for first-time homebuyers, per the head of its financial stability department. This macroprudential shift aims to cool investor demand and improve housing affordability for young buyers. The policy change signals a targeted regulatory intervention in the Slovak housing market, with potential implications for mortgage lending and property prices.