Poland: No-down-payment mortgage apartments scarce, Krakow worst hit

A BIG DATA analysis by RynekPierwotny.pl shows that only about 50 developer apartments in Krakow and over 1,000 in Łódź qualify for Poland's no-down-payment mortgage guarantee scheme, despite recent price limit increases. The scarcity indicates the program's limited impact on housing affordability, with supply constraints persisting in major cities.