Peru's Capitalia launches SOFIA AI to speed SME loan structuring

Peruvian fintech Capitalia has launched SOFIA, an AI system that evaluates and structures loans for SMEs in ten minutes, using real assets held in a trust supervised by Peru's SBS regulator. The firm manages over S/100 million in assets, indicating growing traction in SME financing. This signals increased AI adoption in Latin American financial services, but market impact is limited to the Peruvian fintech sector.