Boomer-to-Millennial Wealth Transfer Reshapes US Housing Affordability

The intergenerational transfer of wealth from baby boomers to younger generations is increasingly determining whether millennials and Gen Z can afford homeownership, altering the American Dream's economic foundation. The scale and pace of this transfer remain uncertain, but it is shifting housing demand and wealth distribution dynamics. This matters because it affects household formation, consumption patterns, and long-term asset allocation in the US.

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